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January 18, 2022, 01:24:52 PM

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Author Topic: Long time no see!!! Hands up those who loooooooove......  (Read 2283 times)

Offline Joolz

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Long time no see!!! Hands up those who loooooooove......
« on: October 03, 2014, 09:16:18 AM »
drawing up a BBBBBudget and trying to follow it??

Any tips or hints as to not loosing motivation and staying on track.. I have always avoided a budget but now it's time to get my head out of the sand and crack the whip and get serious about keeping track of monies going in and disappearing out! lol...

Anyone else out there like me?????? 


 :o :o :o :o :o :o :o :o :o :o ::) ::) ::) ::) ::) ::) ::) ::) ::)
"Life is really simple, but we insist on making it complicated"

Offline jen

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Re: Long time no see!!! Hands up those who loooooooove......
« Reply #1 on: October 19, 2014, 11:38:39 PM »
I have an account set up for all my payments to come out of (gees did that even make sense?), rates, electricity etc, then put in enough to cover these each week.  I don't ever take money out of that account!! Good luck with it.
Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow."

Offline Kady

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Re: Long time no see!!! Hands up those who loooooooove......
« Reply #2 on: October 20, 2014, 08:32:44 AM »
I pay for everything with a credit card, and pay  close to  due date so no interest.   Points are accumulated, and I'm able to get a couple of hundred dollars worth of petrol every year.   
“The greatness of a nation and its moral progress can be judged by the way its animals are treated.”
? Mahatma Gandhi

Offline Patricia

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Re: Long time no see!!! Hands up those who loooooooove......
« Reply #3 on: October 20, 2014, 04:32:00 PM »
We do a similar thing to you Jen ie an account that we call our "working acct" all day to day expenses come out of it and I ensure that "x" amount of dollars are deposited into that account each month.  However, several years back I contacted the various "utility" providers ie land rates; electricity and water, we calculated an average amount needed to cover the quarterly account and it is deducted from my account on a fortnightly basis. Many ask why we are  paying the account "earlier than need be" but it works well for us. Besides, we do not notice the $$$$ being deducted either weekly or fortnightly. The plus side is that I often end up in a credit situation, which then covers the account if I do happen to use more electricity or water in the billing period. We still receive an account so you can see the charges etc. it works well for us.
Tai Chi - Mind, body and spirit are all exercised simultaneously.  The continuous flowing movements of Tai Chi are based on the principle that running water never stagnates.  The gentle movements relax your muscles and joints while strengthening your body and mind.

noomkii

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Re: Long time no see!!! Hands up those who loooooooove......
« Reply #4 on: January 19, 2015, 06:24:05 PM »
Nice read, I feel great and I have to say I really enjoy it alone.

 

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